Mahana Bachat & Takaful Flexi Plan
Shariah Compliant Competitive Returns with Complimentary Takaful Coverage.
Unlock financial security and peace of mind through Mahana Bachat & Takaful Flexi Plan. A comprehensive Shariah-compliant financial solution that empowers your financial well-being, tailored to fit your unique needs. This innovative product invests in your growth and success, ensuring a brighter future for you and your loved ones. Build a Secure and Prosperous Future Today!
Core Benefits
Unlock financial security and peace of mind through a host of benefits
Steady monthly income
through online withdrawals
Avail benefits
By contributing as low as PKR 50,000/-
Top-up your investment
As low as PKR 1,000/- or higher with no limit
100% Allocation
Of your investment
Superior returns
On your investment
App Servicing
Get financial protection for yourself and your family
Complimentary Takaful Benefit
In case of Natural and Accidental death from Waqf Pool
No Back-end Load
On your investment
Capital Protection
of your investment
No lock-in
Period of investment
Value Added Discounts
Protecting every chapter of your life
40% Discount
on Family Sehat (Health)
40% Discount
on Term (Life) Takaful
1.25% Discounted
Rate on Motor Takaful
Takaful Benefit
Natural Death
PKR 15 million or 3-multiple of the last 3 months’ average cash value, whichever is lower*
Accidental Death
PKR 30 million or 6-multiple of the last 3 months’ average cash value, whichever is lower*.
Complimentary Takaful coverage in the event of death is paid from the Waqf Pool.
A Simple Example
S. No
Cash Value
In case of following Event: Event Coverage + Cash Value = Total Payment
Natural Death
Accidental Death
1
50,000/-
150,000 + 50,000 = 200,000
300,000 + 50,000 = 350,000
2
500,000/-
1,500,000 + 500,000 = 2,000,000
3,000,000 + 500,000 = 3,500,000
3
1,000,000/-
3,000,000 + 1,000,000 = 4,000,000
6,000,000 + 1,000,000 = 7,000,000
4
5,000,000/-
15,000,000 + 5,000,000 = 20,000,000
30,000,000 + 5,000,000 = 35,000,000
5
10,000,000/-
15,000,000 + 10,000,000 = 25,000,000
30,000,000 + 10,000,000 = 40,000,000
| S. No | Cash Value | In case of following Event: Event Coverage + Cash Value = Total Payment | |
|---|---|---|---|
| Natural Death | Accidental Death | ||
| 1 | 50,000/- | 150,000 + 50,000 = 200,000 | 300,000 + 50,000 = 350,000 |
| 2 | 500,000/- | 1,500,000 + 500,000 = 2,000,000 | 3,000,000 + 500,000 = 3,500,000 |
| 3 | 1,000,000/- | 3,000,000 + 1,000,000 = 4,000,000 | 6,000,000 + 1,000,000 = 7,000,000 |
| 4 | 5,000,000/- | 15,000,000 + 5,000,000 = 20,000,000 | 30,000,000 + 5,000,000 = 35,000,000 |
| 5 | 10,000,000/- | 15,000,000 + 10,000,000 = 25,000,000 | 30,000,000 + 10,000,000 = 40,000,000 |
All figures in PKR
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Notes and Disclaimer
Term and Conditional Apply
Note
- The details mentioned on this page pertaining to core benefits, value added discounts, allocations, Takaful benefits and any kind of charges will vary based on Plan Variant selection and terms and conditions will apply
- Returns are subject to State Bank of Pakistan (SBP) Policy Rate and an approximate indicative return of KIBOR minus 2%
- Payment of contribution in cash is not allowed
- The Participant on submission of a written request, may cancel the Membership within 14 days of issuance of the Membership if he or she is not satisfied with any terms and conditions of the Plan.
Disclaimer
As per section 63 of the income tax ordinance 2001, an eligible person joining Pak-Qatar Family Takaful - Voluntary Pension Scheme can avail tax credit up to 20% of the (eligible) person’s taxable income for the relevant tax year. In view of Individual nature of tax consequences each participant is advised to consult with his/her tax advisor with respect to specific tax consequences of contribution in the Scheme.
