Lifetime Kafalat Plan
Pakistan’s First Lifetime Guaranteed Pension Plan
Lifetime Kafalat Plan – “Pakistan’s first ever guaranteed pension scheme” – is designed to eliminate this financial uncertainty for you. It provides a guaranteed, Shariah-compliant income for life, ensuring that you can live your retirement years with dignity and financial confidence. Whether you aim to enjoy a fulfilling retirement or secure peace of mind for yourself and your loved ones, the Lifetime Kafalat Plan is your trusted partner in navigating life’s un-predictabilities.
Plan your retirement Today, For A Better Tomorrow. Invest today & get a regular income when you retire
Core Benefits
Unlock financial security and peace of mind through a host of benefits
Guaranteed Lifetime Income
Spousal / Nominee
Income
Complimentary Takaful benefit managed under Waqf Pool
100% Surrender Value
Upto 100% Allocation
Inflationary Adjustment through indexation
Flexibility and Accessibility
Corporate Friendly options
Tailored Contributions
Contribution starts as low as PKR 500/- per month
Value Added Discounts
Protecting every chapter of your life
40% Discount
on Family Sehat (Health)
40% Discount
on Term (Life) Takaful
1.25% Discounted
Rate on Motor Takaful
25% Discount
on Safar Asaan (Travel Takaful)
25% Discount
on Ashiyana (Home Takaful)
Contribution Types
Regular Contribution Plan
Plan ahead for your retirement and split the total contribution amount into easy monthly payments till you retire.
Single (Lumpsum) Contribution
Plan You can alleviate the monthly payment hassle and pay the total
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Product Brochure
Notes
- The mentioned benefits, allocations, Takaful benefits, value-added benefits, and charges will vary based on Plan Variant Selection, and terms and conditions will apply.
- Returns are subject to the State Bank of Pakistan (SBP) Policy Rate and an approximate indicative return of KIBOR minus 2%.
- Payment of the contribution in cash is not allowed.
- The Participant, on submission of a written request, may cancel the Membership within 14 days of issuance of the Membership if he or she is not satisfied with any terms and conditions of the Plan.
- Terms and Conditions apply
