Board Of Directors

H. E. Sheikh Ali bin Abdullah Thani Jassim Al-Thani - Chairman Board of Directors

A distinguished member of the Royal Family of Qatar, His Excellency Sheikh Ali Bin Abdullah Thani Jassim Al-Thani, has been a steadfast supporter of Pakistan’s progress and development. He has championed initiatives to attract foreign investment, foster workforce opportunities, and uplift communities, especially in education and healthcare.

Since 2007, Sheikh Ali has served as the visionary Chairman of Pak-Qatar Family Takaful and General Takaful, steering the Group’s mission to redefine Islamic financial services with excellence and purpose.

A prominent Pakistani entrepreneur in Qatar, Mr. Said Gul is the driving force behind transformative initiatives that bridge the business communities of Pakistan and Qatar. As the Executive Director of Eurotec Projects Development for Oil & Gas, he has cultivated innovative solutions in international trade and consultancy. As a founding Director and key sponsor of the Pak-Qatar Group, Mr. Gul has been instrumental in shaping its modern success. His leadership has cemented the Group’s reputation as a pioneer in Islamic finance since its inception in 2007.

As a founding director and key sponsor of the Pak-Qatar Group, Mr. Gul has been instrumental in shaping its modern success. His leadership has cemented the Group’s reputation as a pioneer in Islamic finance since its inception in 2007.

As the CEO of Qatar International Islamic Bank, Mr. Abdul Basit Ahmad Al-Shaibei has played a pivotal role in advancing Islamic banking on a global scale. He also serves as a Board Member of the Islamic Financial Securities Company, Doha, reflecting his deep expertise in Shariah-compliant financial solutions. Since 2007, Mr. Al-Shaibei has been an invaluable member of the Board of Pak-Qatar Family Takaful and General Takaful, bringing strategic insights to the Group’s leadership.

Since 2007, Mr. Al-Shaibei has been an invaluable member of the Board of Pak-Qatar Family Takaful and General Takaful, bringing strategic insights to the Group’s leadership

A seasoned leader in Islamic finance, Mr. Ali Ibrahim Al Abdul Ghani is the CEO of Qatar Islamic Insurance Company. His career spans key roles in Qatar’s Ministry of Labor and Social Affairs as Head of Finance & Administration and the Qatar Armed Forces as Head of Procurement. He contributes his vast expertise as a Board Member of Pak-Qatar Family Takaful and General Takaful, guiding its vision of halal financial investment and protection.

He contributes his vast expertise as a Board Member of Pak-Qatar Family Takaful and General Takaful, guiding its vision of halal financial investment and protection.

With over three decades of international banking experience, Mr. Zahid Hussain Awan has held leadership roles in the GCC, including at Qatar International Islamic Bank. His expertise spans treasury, product development, and banking innovation. Since 2007, Mr. Awan has been a cornerstone of the Board of Pak-Qatar Asset Management, Pak-Qatar Family Takaful and General Takaful, contributing his strategic acumen to the Group’s sustained success.

Since 2007, Mr. Awan has been a cornerstone of the Board of Pak-Qatar Asset Management, Pak-Qatar Family Takaful, and General Takaful, contributing his strategic acumen to the Group’s sustained success

A seasoned professional with expertise as a Fellow Chartered Accountant, Fellow Cost Accountant, and Advocate (LLM), Mr. Muhammad Kamran Saleem has played a transformative role in corporate governance, long-term planning, and shaping the strategic direction of the Pak-Qatar Group over the span of two decades.

As a member on the Boards of Pak-Qatar Asset Management, Pak-Qatar Family Takaful and General Takaful, he has been a key architect in strengthening the group’s leadership providing invaluable guidance to drive innovation and sustainable growth. He is also a Director at Pak Elektron Limited and Crescent Steel & Allied Products Limited, where he lends his expertise to enhance excellence and governance.

Mr. Zahid Haleem Shaikh serves as Chief Executive Officer of Shafi Foods (Pvt.) Ltd. and Shafi Agro (Pvt) Ltd, and holds Directorships at Muhammad Shafi Tanneries (Pvt.) Ltd., Shafi Taxcel Ltd., Shafi Gluco Chem (Pvt.) Ltd. and Everfresh Farms (Pvt.) Ltd. His strategic oversight supports the group’s vertically integrated model, driving sustained growth and value creation within the Shafi Group.

Mr. Zahid earned a Bachelor of Commerce from Scholars College, Punjab University in 1988 and a BSBA in Business Administration with a concentration in Finance (cum laude) from Boston University in 1992. With over two decades of leadership across agribusiness, food processing, manufacturing, and exports, he combines academic excellence with sector expertise.

Mr. Asad Pervaiz held the pivotal role of Chief Actuary & Appointed Actuary at Friends Provident International, UAE (IFGL), where he was responsible for overseeing financial reporting, risk projection, and actuarial strategy. His expertise strengthens governance and insight across complex insurance portfolios. He holds a Bachelor of Commerce degree from the University of Karachi (2008), and is a Fellow of the Society of Actuaries, USA, as well as a Fellow of the Pakistan Society of Actuaries, both awarded in 2012. With more than a decade of professional experience in actuarial science and risk management, he brings a rare blend of international and local credentials to the board.

Ms. Ammara Shamim Gondal serves as a Director at Prissol (Pvt) Limited and Chief Financial Officer at Reem Rice Mills (Pvt) Limited, where she leads key financial functions including strategic planning, budgeting, financial reporting, and the development of robust internal control frameworks. With a strong track record in corporate governance and financial stewardship, Ms. Gondal brings valuable insight and accountability to the boardroom, strengthening investor confidence and supporting sustainable, long-term value creation across diversified operations.

She is a Chartered Accountant (ACA) and holds a Bachelor of Arts degree from the University of the Punjab. She brings over a decade of professional experience grounded in audit, analytics, and financial leadership, with recognition from the Institute of Chartered Accountants of Pakistan where she formerly chaired CASA‑North.

Management Team

Waqas Ahmad – Chief Executive Officer

Mr. Waqas Ahmad has a distinguished career marked with significant achievements in the Takaful and insurance industry, spanning over three decades. His expertise spans across various areas, including Operations, Technology, Strategy, and Business planning. Throughout his career, he has demonstrated a strong track record of success in Life Insurance/Takaful underwriting, servicing, product development, re-Takaful arrangements, digital transformation, and establishing new Takaful ventures.

Mr. Waqas Ahmad has held various roles, including Chief Operating Officer (COO) at PQFTL, where he honed a deep understanding of the company’s operations and values. He also served as Executive Director at Salaam Takaful, where he spearheaded the launch of a Takaful Company. Additionally, he was a founder member of the Operations Team at Al Rajhi Takaful Saudi Arabia, where he successfully established and launched Life Takaful operations.

He is a certified Director from ICAP, holds a Post-Graduate Diploma in Islamic Finance (PGD), an MBA in Marketing, and is a Fellow of the Life Management Institute (FLMI) and an Associate of Customer Services (ACS) – Insurance.

Mr. Muhammad Shoaib Akhter is a Chartered Accountant with more than 18 years of experience in local and multinational organizations, including Ernst & Young (EY), Price waterhouse Coopers( PwC), Pak-Qatar Group (Islamic Financial Services), Hino, and Inbox. He has worked in various functions, e.g., Assurance & Advisory (EY), Taxation (PwC), Internal Audit (Inbox, Hino, Pak Qatar), Corporate Governance, Risk, Operations, & Strategy (Pak Qatar).

Alongside CA, he is a recipient of a Gold Medal in Executive MBA from the IBA (2023). He is also a Certified Director (PICG), Certified Fraud Examiner, and ISO Lead Auditor.

During his career, Shoaib worked in diverse industries (Takaful, AMC, Construction, Automotive, IT, Sugar, Pharma, Logistics, Shipping, Financial Services, etc) in Pakistan, UAE & KSA.

He is currently serving as the Chief Strategy Officer at Pak Qatar Group, and overseeing Strategic Management, Business Analysis, Digital Transformation, and Performance Management.

Mr. Muhammad Ahsan Qureshi is serving Pak-Qatar Family Takaful Limited. With nearly 27 years of hands-on experience in financial reporting, insurance accounting, and treasury management, he drives strategic planning, budgeting, forecasting, and investment decisions while ensuring robust liquidity management and adherence to regulatory standards. Under his stewardship, PQFTL has successfully implemented core finance systems including Pentasoft, SAP, Oracle, and introduced industry specific accounting formats and cost allocation policies for Family Takaful. Mr. Qureshi also plays a key role in board level reporting and regulatory liaison with stakeholders such as SECP and SBP, contributing to the company’s strong governance framework.

Holding a Master’s in Islamic Banking & Finance alongside Master’s in Commerce, Mr. Qureshi complements his academic credentials with international training in risk management (Japan), Takaful principles, and ERP systems, including SAP power user certification. His analytical mindset and team focused leadership have resulted in streamlined finance procedures and performance measurement systems. Additionally, he has contributed to academia by teaching accounting and management courses in Karachi’s universities and colleges.

Mr. Nasir Ali Soomro brings over 25 years of experience in accounting, taxation, financial reporting, and treasury management. He has been with Pak-Qatar Family Takaful since 2007 and currently serves as Chief Accountant and Group Head of Taxation. His expertise and leadership continue to be a valuable asset to the growth and financial integrity of the Pak-Qatar Group.

A Fellow member of the Institute of Chartered Accountants of Pakistan (ICAP), Mr. Soomro also holds a Post Graduate Diploma in Islamic Finance & Takaful from the Centre for Islamic Economics. He earned his Bachelor of Commerce from Karachi University.

In addition to his leadership role, he actively conducts workshops on taxation, corporate and secretarial compliance, contributing to industry development and professional education.

Mufti Muhammad Shakir Siddiqui oversees Shariah trainings, compliance, and audits. Since joining the organization in 2009, he has been instrumental in developing and implementing comprehensive Shariah compliance and audit manuals, ensuring adherence to Islamic principles across all operations. Mufti Muhammad Shakir Siddiqui holds the esteemed Takhassus Fe Aliftah and Almiyah, Fiqh (Islamic Jurisprudence) from Jamia Darul Uloom, Karachi, and has completed an M.A. in Arabic as well as an M.Phil. leading to a Ph.D. in Islamic Learning from the University of Karachi. His areas of specialization include Islamic Finance, Islamic Jurisprudence, Takaful, Islamic Risk Management, Shariah Audit & Compliance, Waqf Management, and Islamic Business Ethics.

In addition to his role at Pak-Qatar, Mufti Siddiqui has served as a respected Shariah advisor and consultant, the Standing Committee on Takaful & Window Takaful at the Federation of Pakistan Chambers of Commerce and Industry (FPCCI). Also, he serves as the Shariah Advisor in various reputable institutions. He is also a visiting faculty member at several leading institutions in Karachi, including the Institute of Business Administration’s Centre for Excellence in Islamic Finance (IBA-CEIF), where he imparts knowledge on Islamic finance and Takaful. His commitment to promoting ethical financial practices and his extensive experience make him a pivotal figure in the Islamic finance sector.

Mr. Zeeshan Haider is a seasoned professional with rich and broad-based experience of over two decades in the banking and insurance industry in key business areas encompassing Sales, product development, operations, training, and strategy. Before joining Pak-Qatar, he spearheaded businesses for prestigious organizations, serving as the Head of Bancatakaful Askari Bank, Business Head of Bank Alfalah, Head of Bancassurance & Head of Distribution Services in Adamjee Life, Head of Bancassurance in Askari Life and Regional Head -South in EFU Life. He has pursued his Master’s from the University of South Asia, PGD in Islamic Banking and Finance from CIBE, and Strategic Management & Leadership from Westminster Business School London

Junaid Asghar is the Head of Group Operations at Pak-Qatar Family Takaful, where he leads core operational & claims functions for PQFTL with a focus on efficiency, compliance, and service excellence. With nearly two decades of experience in the insurance and Takaful industry, he has previously held key roles at renowned organizations. His deep understanding of operational frameworks and customer-centric strategies has helped shape streamlined processes and drive business growth within the Islamic financial services sector.

He holds a Marketing degree from IBA, Karachi, and a Postgraduate Diploma in Islamic Banking & Finance. Mr. Junaid is also a certified Fellow of the Life Management Institute (FLMI), and an Associate in Reinsurance Administration (ARA) and Customer Service (ACS) from LOMA, USA.

His leadership continues to enhance operational efficiency and customer-focused service across the organization.

Mr. Murtaza Soomro is a senior executive with over 20 years of impactful leadership experience in the Takaful and insurance sector. His core expertise lies in steering business operations, driving digital transformation, and ensuring performance excellence across large-scale functions.

At Pak-Qatar Family, he currently heads the Business Operation Services and Branch Operations, where he drives strategic initiatives, business planning, sales business review management, operational excellence and service excellence across the organization. He ensures alignment of sales structures and branch productivity with corporate goals through continuous monitoring, budgetary control, and performance analytics.

Previously with Jubilee Life Insurance, he played a key role in business management, automation, and product development. Mr. Soomro holds an MPA in Human Resource Management and multiple professional certifications. His leadership is characterized by data-driven decision-making, cross-functional collaboration, and a commitment to continuous improvement and sustainable growth.

Mr. Muhammad Shahzad is an experienced professional with over two decades of experience in Pakistan’s insurance and Takaful industry. As Head of the Members Onboarding Department, he brings specialized expertise in Life Underwriting, Agency Operations, Customer Service, and Branch Management, and system development to optimize processes, along with strong leadership in planning and team coordination.

He holds an MBA and is a Certified Underwriter from the Life Office Management Association (LOMA). Mr. Shahzad has completed numerous technical and soft skills trainings both locally and internationally, and also has teaching experience in business studies, reflecting his commitment to professional development.

Mr. Kamran Ali Khan is a seasoned HR and business leader with over 24 years of diversified experience spanning Human Resources, Learning & Development, Customer Experience, Sales, and Quality Assurance. As the Head of HR & Training at Pak-Qatar Family Takaful, he leads the HR and Training functions with a strategic focus. Under his leadership, the organization continues to strengthen its people-centric culture while embracing digital transformation and sustainable growth. Throughout his career, Mr. Khan has been recognized for his ability to align people strategies with business objectives, build high-performing teams, and drive large-scale transformation initiatives. His leadership has been instrumental in enhancing organizational capability and fostering a culture of continuous learning and innovation.

Prior to joining Pak-Qatar, he held senior business roles at prominent organizations including K-Electric, wi-tribe, and Mobilink, where he played a pivotal role in shaping human capital strategies and elevating customer-centric practices.

Mr. Khan holds an MBA along with a Postgraduation in Human Resource Management. He is also a Certified Licensed Practitioner of Neuro-Linguistic Programming (NLP), a Certified Life Coach, Certified Trainer, Certified Six Sigma Green Belt, Certified HCM Analyst, and Certified E-Learning Designer. These credentials reflect his commitment to personal and professional excellence.

Known for his visionary leadership, Mr. Kamran Ali Khan continues to champion initiatives that empower people, enhance organizational capability, and position HR as a strategic enabler of business success.

Mr. Saifuddin Shaikh has been leading the Administration & Procurement function at Pak-Qatar Group since its inception in 2007. As the company’s first employee and a founding member, he played a vital role in establishing the Head Office and branch network across Pakistan. His responsibilities span general administration, procurement, project office oversight, and support operations for all entities of Pak-Qatar Group.

With over three decades of professional experience, Mr. Saifuddin Shaikh brings expertise in administration, IT support, and HR management. He previously headed the Information Technology & Systems department and has held leadership roles in the tech and services sectors. He is a Law Graduate from University of Karachi, a postgraduate diploma in Islamic Banking & Finance, and an Associate Engineering Diploma in Electronics Technology.

Mr. Farhan Sheikh is a seasoned marketing and corporate communications professional with over two decades of diversified experience in brand management, strategic marketing, media planning, digital communications, and stakeholder engagement within the financial services and Takaful industry.

As Head of Marketing & Corporate Communications at Pak-Qatar Group, his primary focus is on strengthening brand positioning, enhancing customer engagement, and driving integrated, multi-channel marketing initiatives across the group.

Prior to joining Pak-Qatar Group, he held senior leadership roles in marketing, where he successfully delivered impactful brand-building campaigns, customer-centric communication strategies, and devised digital channels. He is widely recognized for his creative leadership, strategic thinking, and ability to drive sustainable brand growth and sales in competitive markets.

Other than his professional commitment at Pak-Qatar group he teaches marketing related courses to university students.

Mr. Farhan Sheikh holds an MBA from the Institute of Business Management (IoBM), Karachi.

Mr.Obaid Hussain Qureshi has over over two decades of diverse experience in Legal & Compliance with various organizations such as K-Electric, Standard Chartered District & Session Court Karachi, etc. He possesses strong competencies in Legal drafting, Compliance, Accounting management, Paralegal Work, Litigation (Civil, Criminal, and Family), Risk management, Arbitration, Commercial Banking, Best Sales & Services, Anti-Money Laundering. Mr. Obaid has done Bachelor of Laws – LLB from the University of Karachi along with multiple related certifications.

With over two decades of experience in IT leadership, Mr. Kashan Rafique Ahmed currently serves as Head of Information Technology & Systems at Pak-Qatar Group. He has played a pivotal role in driving technology transformation across the insurance, Takaful, and software development sectors. His expertise spans core system implementations, enterprise cybersecurity frameworks, and cloud-based solutions—delivering measurable value, improved efficiency, and operational excellence. Under his leadership, the organization has successfully executed digital strategies including SAP integration, advanced analytics, and mobile/web portals.

Beginning his career in software development with a strong foundation in Oracle technologies, Mr. Kashan Rafique Ahmed held key technical and leadership roles at Pak-Kuwait Takaful, FOURGEN Information System, OrbitSoft and I-Soft Pvt Ltd. His deep domain knowledge in General, Family, and Health Takaful, combined with hands-on experience in regulatory compliance, AML systems, and partner integrations, positions him as a strategic IT leader. He holds multiple Oracle certifications, including Cloud Infrastructure and Enterprise Analytics, and applies industry best practices such as Agile and ITIL to lead high-impact initiatives.

Muhammad Saleem is a distinguished Chartered Insurer with over two decades of experience in the Takaful and insurance sectors across Pakistan and the UAE. His leadership is characterized by a collaborative approach, problem-solving acumen, and a steadfast commitment to ethical finance principles.

Prior to his current role, Mr. Saleem held senior leadership positions at Dubai Islamic Insurance and Re-insurance Company (AMAN), Salaam Takaful Limited, and Pak-Qatar Family Takaful, where he led efforts in operational excellence, claims management, and customer service modernization. He holds a Master’s degree in Commerce and Insurance from the University of Karachi, is an Associate of the Chartered Insurance Institute (ACII), UK, and a Fellow of the Life Management Institute (FLMI), USA. His extensive expertise and dedication to innovation continue to drive advancements in customer experience within the Takaful and insurance industries.

Muhammad Farhan Hasan oversees operations that elevate customer satisfaction and create enduring value. With over a decade of industry expertise, he specializes in translating insights into agile, human-centered solutions; ensuring every interaction fosters trust and loyalty.
In his prior role as Manager – Branch Operations & Agency Administration, Farhan shaped nationwide frameworks that harmonized service delivery and strengthened operational resilience, creating a cohesive experience for clients across the branch network.

Farhan earned his MBA from the Institute of Business Management (IoBM) and remains an engaged industry professional. He serves on the IAP’s Life Insurance Policy Locator Committee and the company’s Claims & Grievance Handling Committee, where he champions fairness, transparency, and ethical service standards.

Notably, Farhan was one of the pioneers who established the Service Quality & Excellence Department in the Pakistani insurance sector—solidifying a lasting standard of organizational excellence and client care.

Mr. Danish Raza is the Head of Internal Audit at Pak-Qatar Family Takaful Limited, bringing over 13 years of extensive experience in Internal Audit. Prior to joining Pak-Qatar, he served as Senior Manager Internal Audit at Mega & Forbes Group of Companies, where he played a key role in strengthening governance frameworks and ensuring regulatory compliance. He also held a senior audit position at Grant Thornton, where he led multiple assurance and advisory engagements for clients across various industries.

Mr. Raza is an ACCA-qualified professional with a strong command of internal control systems and financial reporting standards. In addition, he holds a Certification in Shariah Compliance & Audit of Islamic Financial Institutions from IBA-CEJ, equipping him with a deep understanding of Shariah-based audit practices. His combined expertise in conventional and Islamic auditing principles enables him to uphold the highest standards of accountability and transparency in his current role.

Currently serving as Head of Actuarial at Pak-Qatar Family Takaful Limited, Mr. Muhammad Kashif Hussain brings over ten years of experience in life insurance and actuarial practice. His core expertise includes actuarial valuation, regulatory reporting, capital and surplus analysis, reinsurance, investment and ALM risk management, and individual life product pricing, with professional exposure across both Pakistan and UAE markets.

An ASA and APSA qualified professional, Mr. Kashif is currently working towards the CERA and Fellow of the Society of Actuaries (FSA) designations from the Society of Actuaries (USA), with a focus on Corporate Finance, Risk Management, and individual life product pricing. Through his leadership and analytical expertise, he continues to strengthen the actuarial and regulatory compliance function at Pak-Qatar, supporting effective risk management, product development, and long-term business sustainability.

Shariah Advisor

Mufti Muhammad Hassaan Kaleem (Chairman)

Mufti Muhammad Hassaan Kaleem holds expertise from Dar-ul-Ifta, Jamia Darul-Uloom Karachi, where he is a member, and serves as a faculty member at the Center for Islamic Economics, Karachi. He is also a certified trainer of Shariah standards at the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), Bahrain.

With extensive experience, Mufti Hassaan Kaleem is a Shariah Consultant for Deloitte’s Global Islamic Finance Team, and serves as a Shariah Council Member for Al-Ameen UBL Funds. His international roles include being a Shariah Board Member for Hanover Re Takaful – Bahrain, Takaful Emirate – UAE, and Amana Bank Limited – Sri Lanka.

He serves as the Chairman of the Shariah Advisory Board for Pak-Qatar Family Takaful and General Takaful.

Mufti Ismatullah holds a Ph.D. from University of Karachi and completed his specialization in Islamic Fiqh and Fatawa (Takhassus-Fil-Fiqh) from Jamia Dar-ul-Uloom Karachi. He also earned the Shahadh Al-Alamiyyah degree and has expertise in Quran, Hadith, Fiqh, Philosophy, and Arabic Grammar.

He has issued over 25,000 fatawas during his service at the Dar-ul-Ifta of Darul-Uloom Karachi. Mufti Ismatullah also conducts research in Islamic finance, with a special focus on Takaful. His thesis, Zar (Money) in Light of Shariah, is widely regarded as a significant contribution to Islamic Economics. He is also the author of the book Guide to Takaful or Islamic Insurance, which provides key insights into Takaful practices. He is the Chairman of the Shariah Board for Bank Al-Habib and Shariah Advisor for IGI Window Takaful.

At Pak-Qatar, he serves as the Shariah Advisor for Pak-Qatar Family Takaful Limited and as the member of Pak-Qatar General Takaful.

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