Save Little, Grow More
Apni Bachat – Saving & Takaful Plan is a win-win solution for both your financial protection and long-term savings and investment needs.
Get financial protection for yourself and your family
Shariah-compliant Halal returns
Enjoy surplus sharing in the Waqf Fund as additional gains
Accelerate your returns with additional contribution
In case of emergencies, you can avail hassle-free partial withdrawal
You can permanently withdraw your funds easily
You can add any of the following Takaful Benefits in addition to the main plan
Steady income for your family if you pass away
Additional financial support to your family in case of your accidental death
Extend your coverage/period for enhanced financial protection
Financial assistance in case of accidental death or dismemberment
You can receive daily financial assistance during hospitalization
Waive your contribution payments in case of disability
Financial support in case of permanent disability due to sickness
Financial assistance upon diagnosis of one of 22 critical illnesses such as cancer
Mr. Abdul Hafeez is a 40 years old happily-married, having 3 children aged 7 years, 5 years, and 3 years. The plan specifications and benefits of his Apni Bachat – Saving & Takaful Plan membership are illustrated
hereunder
Note: Please treat the above illustration as an example only. Past performance is not indicative of future performance. Market volatility can significantly affect short-term performance. The value of investment can fall as well as rise. The investment risk shall be borne by the participant and actual maturity or surrender values may be lower or higher than the projected figures.
Entry Age: 18 – 65 years
Maximum Age at Maturity: 85 years
Annual Contribution Limits: PKR 12,000 – 30,000
Membership Term: 5 – 55 years
Admin Fee: PKR 40 per month with annual increment of 8%
Management Fee: Annual 1.50% of Net Asset Value (NAV)
Free Look Period: You may cancel your Membership within 14 days of the receipt of the Participant Membership Documents (PMD) by the Participant and refund of contribution subject to deduction of medical fee, if any.
Found a Shariah compliant financial solution that aligns with your needs?
Then share your details below and our experts will help you make the right choice!
This is a Family Takaful product which has two distinct elements i.e., financial protection and investment. The investment component is linked to the performance of underlying assets under unit linked fund(s).
