Pak-Qatar Government of Punjab Islamic Pension Fund
Lifelong Pension with Pak-Qatar only
Pak-Qatar Family Takaful Limited; Pakistan’s first and leading Takaful operator has signed an agreement in September 2025 with Government of Punjab to bring you a secure, flexible, and Shariah-compliant pension solution under the Punjab Government Employees Contributory Pension Scheme.
With our ethical investment approach and commitment to long-term financial security, we empower you to build a retirement plan based on Takaful values, transparency, and trust.
Key Features
Unlock financial security and peace of mind through a host of benefits
Tax-Free-Growth
in Investment
Post-retirement
monthly income option
Complementary Takaful
Coverage
Long term savings
solution
Flexible-contributions
pre-retirement
Fully Shariah-Compliant
Investment Solution
Digital Visibility
Life Takaful Coverage: Death / Permanent Disability - 1 Million (indexation as per GoP rules)
Accidental Death - PKR 2 Million
VPS Conversion flexibility into Lifelong Guaranteed Pension Plan through Lifelong Guaranteed Pension Plan
Contribution Structure
Life Takaful Coverage
Natural Death/ Permanent Total Disability
PKR 1 million
Accidental Death
PKR 2 million
Year
Contribution Paid
Investment Value at Year End
Life Takaful Covergae (with applicable indexation)
1
60,000
63,351
1,000,000
2
126,000
139,672
1,000,000
3
198,600
230,952
1,000,000
4
278,460
339,457
1,000,000
5
366,306
467,755
1,000,000
10
956,245
1,522,926
1,000,000
20
3,436,500
8,072,702
1,000,000
25
5,900,824
16,428,911
1,000,000
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Disclaimer
All investments in Mutual Funds and Pension Funds are subject to market risks. Past performance is not necessarily indicative of future results. Please read the offering document to understand the investment policies, risks and tax implication involved.
As per section 63 of the income tax ordinance 2001, an eligible person contributing in Approved Pension Fund can avail tax credit up to 20% of the (eligible) person’s taxable income for the relevant tax year. This information is for general purpose only. In view of individual nature of tax consequences each investor is advised to consult with his/her tax advisor with respect to specific task consequences of investing in the fund.
