Mahana Bachat & Takaful Flexi Plan
Shariah Compliant Competitive Returns with Complimentary Takaful Coverage.Â

Unlock financial security and peace of mind through Mahana Bachat & Takaful Flexi Plan. A comprehensive Shariah-compliant financial solution that empowers your financial well-being, tailored to fit your unique needs. This innovative product invests in your growth and success, ensuring a brighter future for you and your loved ones. Build a Secure and Prosperous Future Today!
Core Benefits
Unlock financial security and peace of mind through a host of benefits

Steady monthly income
through online withdrawals

Avail benefits
By contributing as low as PKR 50,000/-

Top-up your investment
As low as PKR 1,000/- or higher with no limit

100% Allocation
Of your investment

Superior returns
On your investment

App Servicing
Get financial protection for yourself and your family

Complimentary Takaful Benefit
In case of Natural and Accidental death from Waqf Pool

No Back-end Load
On your investment

Capital Protection
of your investment

No lock-in
Period of investment
Value Added Discounts
Protecting every chapter of your life

40% Discount
on Family Sehat (Health)

40% Discount
on Term (Life) Takaful

1.25% Discounted
Rate on Motor Takaful

25% Discount
on Safar Asaan (Travel Takaful)

25% Discount
on Ashiyana (Home Takaful)
Takaful Benefit
Natural Death
PKR 25 million or 5-multiple of the last 3 months’ average cash value, whichever is lower*
Accidental Death
PKR 50 million or 10-multiple of the last 3 months’ average cash value, whichever is lower*.
Complimentary Takaful coverage in the event of death is paid from the Waqf Pool.
A Simple Example
S. No
Cash Value
In case of following Event: Event Coverage + Cash Value = Total Payment
Natural Death
Accidental Death
1
50,000/-
250,000 + 50,000 = 300,000
500,000 + 50,000 = 550,000
2
500,000/-
2,500,000 + 500,000 = 3,000,000
5,000,000 + 500,000 = 5,500,000
3
1,000,000/-
5,000,000 + 1,000,000 = 6,000,000
10,000,000 + 1,000,000 = 11,000,000
4
5,000,000/-
25,000,000 + 5,000,000 = 30,000,000
50,000,000 + 5,000,000 = 55,000,000
5
10,000,000/-
25,000,000 + 10,000,000 = 35,000,000
50,000,000 + 10,000,000 = 60,000,000
S. No | Cash Value | In case of following Event: Event Coverage + Cash Value = Total Payment | |
---|---|---|---|
Natural Death | Accidental Death | ||
1 | 50,000/- | 150,000 + 50,000 = 200,000 | 300,000 + 50,000 = 350,000 |
2 | 500,000/- | 1,500,000 + 500,000 = 2,000,000 | 3,000,000 + 500,000 = 3,500,000 |
3 | 1,000,000/- | 3,000,000 + 1,000,000 = 4,000,000 | 6,000,000 + 1,000,000 = 7,000,000 |
4 | 5,000,000/- | 15,000,000 + 5,000,000 = 20,000,000 | 30,000,000 + 5,000,000 = 35,000,000 |
5 | 10,000,000/- | 15,000,000 + 10,000,000 = 25,000,000 | 30,000,000 + 10,000,000 = 40,000,000 |
All figures in PKR
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Notes
- The mentioned benefits, allocations, Takaful benefits, value-added benefits, and charges will vary based on Plan Variant Selection, and terms and conditions will apply.
- Returns are subject to the State Bank of Pakistan (SBP) Policy Rate and an approximate indicative return of KIBOR minus 2%.
- Payment of the contribution in cash is not allowed.
- The Participant, on submission of a written request, may cancel the Membership within 14 days of issuance of the Membership if he or she is not satisfied with any terms and conditions of the Plan.
- Terms and Conditions apply